Banks should be entrepreneurs and business owners’ best friends. However, due to their IT legacy, banks are prevented from offering the best possible client experience and are unable to accurately leverage clients data. This corners SMEs, being dependent on banking services simultaneously as they cannot afford to have their workforce spending countless hours building custom credit models or product offerings. Memo Bank brings a culture of product excellence, data mastery and customer centricity to the enormous banking market, where current clients are plagued by frustration.